Home Owners

The master association policy is designed to protect the association as a whole, not the individual home owner. For this reason, we have listed a few of items that are not covered under your condominium association policy that could have a huge impact on you, should something happen to the following items:

1) Your personal belongings
2) Personal liability
3) Items excluded by the master policy
4) Additions or alteration made by the home owner
5) Items that were upgraded after original construction
6) Mortgage protection in the event of your death or disability

The home owner policy, or HO-6, is often not required by your mortgage company or the law, but it is imperative you have one in place to cover the items mentioned above. For less than a bottle of water a day, you can protect your personal belongings and your finances from a disaster.

Let our personal lines team take care of all of your personal needs, including:

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Many of our companies give discounts for packaging more than one type of insurance with that company. Over the years, we have found our clients can be better served if we are able to service all of their insurance needs. Let us show you how we can meet your insurance needs. We work hard to keep our customers happy by providing great products and excellent claim service.

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